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Archive for January, 2013

Roswell Bankruptcy: Discharging Debt in Chapter 7

The federal bankruptcy laws allow certain debts to be discharged. If you receive a discharge, you will no longer be legally obligated to pay back that debt. Certain debts cannot be discharged. These include child support, spousal support and most income taxes. Generally speaking, debts that can be discharged are unsecured debts, such as medical bills, credit card bills and personal loans. Continue Reading

Reaffirmation Agreements Explained

In some situations, a person filing bankruptcy may want to continue paying a particular debt, even if that debt can otherwise be discharged. In most circumstances, this debt is tied to either a home or car. In order for this debt to survive discharge, you will need to sign, and have filed with the court, a reaffirmation agreement. Continue Reading

Bankruptcy Discharge: What You Should Know

What is a bankruptcy discharge? A bankruptcy discharge is a court order that legally extinguishes your responsibility to pay back your debt. While the discharge may eliminate your responsibility to pay back most debts, not all debts can be discharged in a bankruptcy proceeding. Continue Reading

Cherney Law Firm: Who We Are

Bankruptcy is often a taboo subject and a scary endeavor. If you are in a tough financial situation, you may think that bankruptcy is your only option. Whether you are still making money and simply need to organize your debt into a payment plan in order to satisfy creditors, or need to liquidate all of your assets to satisfy debt, an attorney from the Cherney Law Firm LLC can help. The caring and compassionate attorney at this Marietta Bankruptcy Firm understands that you are going through a difficult ordeal at present. Maybe you are devastated by the possibility of declaring bankruptcy. When you are in an emotional state, you need a reliable lawyer there to help. The Cherney Law Firm can provide you with a solid and committed attorney who can give you advice, organize your paperwork, deal with the legal implications of bankruptcy, and make sure that they entire process runs smoothly. Continue Reading