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Inform Yourself: Bankruptcy Law Blog

Our blog gives information and insight into bankruptcy law from a local Atlanta Bankruptcy Attorney

Our Atlanta Bankruptcy Blog

If you are seeking information and insight into bankruptcy law in the state of Georgia, you have come to the right place. As an Atlanta Bankruptcy Lawyer, one of my primary goals is to inform the public and empower my clients through knowledge. You cannot make good decisions about finances without ensuring that they are informed decisions. In order to help Atlanta area residents gain knowledge and make informed decisions, I started writing a bankruptcy blog. Since July of 2012 Cherney Law Firm, LLC has been posting informative blog entries and helpful reviews on news articles, current events, and other areas relative to bankruptcy. It is vitally important for you to educate yourself on your financial situation and how bankruptcy may or may not be the best option for you, so be sure to check back soon for new posts. Similarly, feel free to browse my firm’s website and review all of the informative pages for helpful facts, or call my firm today for a free initial consultation.

Bankruptcy Discharge: What You Should Know

What is a bankruptcy discharge? A bankruptcy discharge is a court order that legally extinguishes your responsibility to pay back your debt. While the discharge may eliminate your responsibility to pay back most debts, not all debts can be discharged in a bankruptcy proceeding. Continue Reading

Cherney Law Firm: Who We Are

Bankruptcy is often a taboo subject and a scary endeavor. If you are in a tough financial situation, you may think that bankruptcy is your only option. Whether you are still making money and simply need to organize your debt into a payment plan in order to satisfy creditors, or need to liquidate all of your assets to satisfy debt, an attorney from the Cherney Law Firm LLC can help. The caring and compassionate attorney at this Marietta Bankruptcy Firm understands that you are going through a difficult ordeal at present. Maybe you are devastated by the possibility of declaring bankruptcy. When you are in an emotional state, you need a reliable lawyer there to help. The Cherney Law Firm can provide you with a solid and committed attorney who can give you advice, organize your paperwork, deal with the legal implications of bankruptcy, and make sure that they entire process runs smoothly. Continue Reading

Discharging Debt Through Bankruptcy

Filing bankruptcy has specific advantages. Discharging debt is one of the main benefits. In simple terms, a discharge eliminates a person’s responsibility to pay back their debt. A person can receive a discharge in both a Chapter 13 and Chapter 7 bankruptcy. It is important to know that not all debts can be discharged in bankruptcy. Continue Reading

Predatory Lending: Your Rights

Federal law protects consumers from illegal mortgage lending practices. In 2010, as part of the Dodd-Frank Act, the federal government created The Consumer Financial Protection Bureau. The Consumer Financial Protection Bureau was given the task of protecting consumers from predatory lending, and other potentially misleading practices engaged in by banks and other lenders. If you believe that you have been a victim of predatory lending, you can report your concerns to the Consumer Financial Protection Bureau. Continue Reading

Eviction: Can Tenants in Bankruptcy Be Evicted?

If you are struggling with finances at the moment and are a renter in an apartment or condominium complex, then you may be worried about eviction. If you fall too far behind on your rent, then your landlord may have the right to evict you from your place of residence in order to find a tenant who will pay as promised. Eviction is a completely legal process and the landlord will need to go through the court in order to obtain an eviction notice for the tenant who is creating difficulty. The process of eviction can have negative effects on the tenant’s credit, and he may not be able to rent a new apartment. If a tenant files for bankruptcy then both the federal laws and the Georgia laws govern whether the landlord can evict that tenant. Continue Reading

Is a Bankruptcy Lawyer Required to File?

Unless you are filing as a corporation, you are not required to have a lawyer to file bankruptcy. As an individual, you can choose to represent yourself during a bankruptcy proceeding. While you can represent yourself, I would never advise someone to do so. In my opinion, outside of tax law, bankruptcy is the most complex area of law. Unless you are fully versed in bankruptcy, the different types of bankruptcy, and the laws regarding bankruptcy filing, it is strongly recommended that you consult with an experienced Marietta bankruptcy lawyer at Cherney Law Firm, LLC. Continue Reading

Determining Whether Bankruptcy is Right for You

One of the most common questions potential clients ask me is whether they should file bankruptcy. In all honesty, there is no set answer to this question. Determining whether bankruptcy is right for any household is both a serious and difficult division. It is essential that you are properly informed about bankruptcy. When considering bankruptcy, one must know the answers to these three questions: first: am I eligible to file bankruptcy; second: what are the different types of bankruptcy; and third: are there any alternatives to bankruptcy? Continue Reading

The Differences Between Chapter 13 and Chapter 7

Through years of practice, I have lost track of how many times I am asked the question, “What is the difference between Chapter 13 bankruptcy and Chapter 7 bankruptcy, and what is the best option for me?” Every time that I am asked that question, I give the same response. Chapter 13 bankruptcy is a repayment plan, while Chapter 7 is a liquidation bankruptcy. Interestingly enough, every client knows that such a simple answer must carry with it certain complexities. They are right! It is not always that simple. Continue Reading

Chapter 13 Bankruptcy in Georgia

Since I am licensed to practice bankruptcy in Georgia and Illinois, I have had the unique opportunity of examining consumer bankruptcy law in both jurisdictions. While each jurisdiction differs greatly in many respects, one constant remains: bankruptcy provides people a financial fresh start. A fundamental goal of the federal bankruptcy laws is to provide everyone a financial fresh start. This goal is accomplished through a bankruptcy discharge. A debtor that files for bankruptcy can obtain a discharge in either a Chapter 7 or Chapter 13 case. Continue Reading

Welcome to My Bankruptcy Law Blog

Bankruptcy Law Information

If you are seeking information and insight into bankruptcy law in the state of Georgia, you have come to the right place. In the near future, Cherney Law Firm, LLC will be posting informative blogs and helpful reviews on news articles, current events, and other areas relative to bankruptcy. It is vitally important for you to educate yourself on your financial situation and how bankruptcy may or may not be the best option for you, so be sure to check back soon for my first post. Until then, feel free to browse my firm’s website and review all of the informative pages for helpful facts, or call my firm today for a free initial consultation.

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