Stopping Wage Garnishment
Atlanta GA wage garnishment attorney Matthew Cherney of Cherney Law Firm can stop your wages from being garnished immediately. If you live in the Atlanta area and creditors are garnishing your wages or they are threatening to garnish your wages, Cherney Law Firm can stop it. By filing for Chapter 7 Bankruptcy or Chapter 13 Bankruptcy you will immediately get relief from your wages from being garnished.
Cherney Law Firm has been helping his clients fight wage garnishment in Georgia for over 8 years. With 3 offices in the Atlanta area, there is a convenient location for you to choose from.
If you are unsure if bankruptcy is right for you, the best thing to do is to schedule a free consultation. Call us at 770.485.4141 or fill out our contact form at the bottom of this page. We can meet in any of our Atlanta Area offices and Mr.Cherney will be happy to discuss your situation.
Don’t Ignore Wage Garnishment
Chances are that you are receiving phone calls and letters about the debt that you owe. Instead of ignoring all of these calls and letters, it is always best to speak with your creditors to see if there are alternatives that can be worked out. Communication is the key.
Wage Garnishment Laws in Georgia
In order for a collection of Involuntary wage garnishment in Ga, the debt collector must have the right of garnishment. There are two types of garnishment, court-ordered or non-court-ordered.
Court Ordered wage garnishment
In court-ordered garnishment, the debt collector files a suit in court to collect a judgment against the debtor. If successful, they can legally garnish your wages or your bank account. You can and should appear in court to defend yourself if you believe that you do not owe the debt.
There are circumstances when a court-ordered judgment is not necessary for garnishment in Atlanta Georgia.
- Student Loans
- IRS Debt (Taxes)
- Child Support
Can A Creditor Legally Garnish my Wages in Georgia?
Is Wage garnishment legal? The answer to that question is yes. Garnishment is legal in Atlanta, Georgia, much like most cities in the USA. Your creditors can legally require your employer to withhold up to 25% of your wages (in some cases more) if you are found to be responsible for a certain amount of money. But, they must first get a court order to do it. They will send you a notice to appear in court and whether you appear or not, the court can make a judgment against you.
How to Stop Wage Garnishment in Georgia
The ideal situation would be to contact an Atlanta wage garnishment attorney to help you before a garnishment has been ruled against you. A bankruptcy attorney Matthew Cherney can then try and do debt negotiation for you with your creditor. If this does not work, filing bankruptcy before the order against you will stop the moment that you file. That means that the creditor can no longer proceed in getting your wages garnished or try to collect the debt that you owe.
It is also very important to some people to stop garnishment before a court grants it because by stopping it before it happens, your employer will never find out. Once a creditor is granted a judgment against you, they will send a notice to your employer with forms and guidelines about the wage garnishment judgment against you.
It is important to note that even if you are already having your wages garnished, we can help. Unfortunately, this is the situation that a majority of our clients find themselves in. We will stop it immediately and come up with a plan to end your debt problems and give you a brand new start.
Stop Wage Garnishment in Marietta Ga
In Addition to Atlanta, Cherney Law Firm has worked with thousands of clients in Marietta, Ga. In fact, the first office that we opened is still located in Marietta and we now serve several communities in the Atlanta/Marietta area.
Other Areas We Serve:
Read our Testimonials
Finding a knowledgeable and experienced Atlanta wage garnishment attorney is very important because you need someone who understands laws in Georgia regarding this matter. At Cherney Law Firm, all we do is bankruptcy and everything related to debt negotiation and debt relief. Feel free to read our testimonials and read our Google reviews. We are very proud to be one of the best-reviewed in the Atlanta area.
How Much Does an Atlanta Wage Garnishment Attorney Cost?
We offer a FREE CONSULTATION to all of our clients so you can see for yourself that Cherney Law Firm has the experience and knowledge to help you. We will explain to you what will happen if you choose to use our services or not. Every situation is unique, so we do not have a one price fits all model. It will all depend on what service we provide to help you. Whatever service we do provide, we will offer you a monthly payment. plan.