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How Lien Stripping Works in Chapter 13 Bankruptcy
Bankruptcy is never an easy process. However, it may become the best option for you. In this article, we will explain how lien stripping can work in your favor if you are severely struggling with multiple mortgages. As of now, lien stripping is only possible for...
Bankruptcy and Your Credit Score
What is a Credit ScoreA credit score is a mathematical algorithm, typically updated monthly, used by lenders and service providers (i.e. utility companies) to determine your character, creditworthiness, and likelihood to make payments on time.Read more on:How my...
Why Bankruptcy Exists
Estimated Reading Time: 3 minAlthough bankruptcy has been in existence for 100 years, few understand its true purpose. Creditors owed money may balk and question why bankruptcy exists. As someone considering filing bankruptcy, the reason may be all too apparent.Why...
Cooling and Winter LLC
Cooling and Winter, LLC - Stop Wage Garnishment and LawsuitsWho is Cooling and Winter, LLC ?Cooling & Winter is a law firm that represents debt collectors and they are located in Georgia. When a creditor is having trouble collecting from it's debtors, they will...
Bankruptcy Impact on Inheritance
Estimated reading time: 3 minutes The decision to file for bankruptcy is complex. Filing for Chapter 7 or Chapter 13 bankruptcy can provide a “fresh start”. Nevertheless, the process isn’t easy. Losing a loved one during that time can add to the difficulty. As a...
Post-Bankruptcy Credit Collections
Estimated reading time: 3 min.Everyone experiences a credit collection call or two at some point in their lives. While some may receive more than others, none of us are exempt from the frequent interruptions to our daily lives when creditors call looking for the late...
How to Deal With Wage Garnishment In GA: A Complete Guide
If you are facing wage garnishment in GA, you may be feeling hopeless and overwhelmed. Thankfully, you may have legal options. Learn more here. The Basics of Atlanta GA Wage Garnishment When dealing with a wage garnishment, it can be very frustrating and put you in a...
Medical Bills & Bankruptcy: What You Need to Know
Estimated Reading Time: 3 minHealth care costs have been rising exponentially over the course of several years.Beginning with the introduction of the healthcare marketplace, benefits from employers began to decrease as covering premiums for employees rose impacting...
Everything You Need to Know About Chapter 7 Bankruptcy In GA
If you are struggling to make ends meet due to mounting debt, Chapter 7 bankruptcy in GA could allow you to erase most of your unsecured debt. Learn more here. What Is Chapter 7 Bankruptcy Georgia? In Georgia, a Chapter 7 bankruptcy is a legal proceeding asking the...
Bankruptcy During The CARES Act
(Corona Virus Aid, Relief, & Economic Security Act) Even if you haven’t been tracking the news about COVID19 closely, someone has likely informed you that the government will be releasing an economic stimulus check across the country to help counteract the impact...