Bankruptcy Firm Atlanta Georgia
Cherney law firm has 3 offices in the Atlanta, Georgia area to serve all of your Bankruptcy needs.
If you are overwhelmed with debt and you simply cannot afford to pay your bills anymore, bankruptcy might be the answer. You can schedule a FREE consultation and we can explain all the ways that we can help. The sooner you face the situation, the sooner you can live your life without the stress that is eating away at you every day. Call us today at 770-485-4920
Helping You Become Debt Free
Cherney Law Firm, LLC has been helping their Clients in Atlanta, GA for over 8 years. We are here to answer all of your bankruptcy questions to help you examine what is the best way to get you out of debt. We have handled thousands of cases and we have seen every situation
The moment we file a chapter 7 or chapter 13 case for you, the collections stop. You will have what is call an Automatic stay. That means that your creditors can no longer pursue ANY sort of collection efforts towards you. No more phone calls, no more bills sent to your house. If they try to collect, they are breaking the laws of the state of Georgia and also Federal laws.
Filing Bankruptcy in Atlanta
When you file bankruptcy in Atlanta, GA. your are actually filing for bankruptcy in the Northern District of Georgia, one of three bankruptcy districts in the state for the United States Bankruptcy Court. Cherney Law Firm can file all of your paperwork and prepare you for every step of the process.
We will be here for you every step of the way, which means whenever you have a question, we will be here for you.
Types of Bankruptcy Services we Offer Atlanta Residents
When you have decided whether or not bankruptcy is for you, the next step is to decide which type of bankruptcy would be best for your situation. Cheney law Firm mostly deals with either a chapter 7 or a chapter 13. There are many factors that go into deciding which one will best for your situation. If your home is in foreclosure or your car has been repossessed, a chapter 13 is best for you. A chapter 13 is a repayment plan, it will allow you to keep your home and car. In fact, a chapter 13 is best for any situation that you have fallen behind on payments.
A chapter 7, often is often referred to as a “fresh start” bankruptcy. It is used mostly when your debt is outweighing your income and you want just that, a fresh start. You will take what is called the means test to figure out if you qualify for a chapter 7 bankruptcy. If you do qualify, by filing you will be able to eliminate your current debts. You will not be able to keep your home. You will be assigned a trustee and the trustee will liquidate any assets that you have to pay off creditors. If you do not qualify, you can still file a chapter 13 in Atlanta, the means test results will reveal what you are able to afford with a repayment plan.
Atlanta Debt Relief Assistance
One of the worst feelings is to tally up your debts, compare that total with the money you actually have to pay them, and come up short. With the way things are in today’s economy, there are all sorts of pitfalls forcing people into difficult financial situations. If you find yourself in an extremely stressful and overwhelming financial situation or are facing the loss of your home, seek immediate help. Very often in these stressful times, people think the worst and assume they have no options. It is important to understand that this is not the case; financial stress can and will be relieved with the help and direction of an Atlanta Bankruptcy attorney.
Here at the CherneyLaw Firm LLC, we take great pride in assisting and representing Atlanta debtors feeling the anguish of dealing with severe debt that cannot be reasonably paid. We truly know the horrible feelings you are enduring and are anxious to provide the legal services that you need to successfully guide you through this trying situation. You will quickly see how our guidance in these issues starts to be a great stress reliever.
A lot of individuals hear the word bankruptcy and want to run away from it, but we take the time at our firm to carefully explain and help you to comprehend just why this is not something for you to fear. We will carefully analyze the debts that are consuming you, as well as your current financial status, so that we can properly advise you whether Chapter 7 or Chapter 13 bankruptcy will best benefit your personal situation. Every question you have will be carefully answered for you to completely understand and grasp, so that you will start feeling comfortable with the direction you are heading.
Proper Bankruptcy Guidance And Direction
For clients in Atlanta dealing with all sorts of different type debt situations, our law firm provides professional debt relief services. We are dedicated to assisting you to obtain financial freedom by negotiating a revised payment plan with your creditors, or by helping to have your debts discharged. We will assist you in making the proper decisions and provide you the best possible assistance in taking the proper actions to relieve your debt. If the correct action is not bankruptcy, we will direct you to the proper course to resolve issues and provide you with the best resources to continue moving forward. Our goal is to gain you a fresh start financially!
In Atlanta, GA, choosing bankruptcy can be a frightening experience. We can help you begin the filing process, once you have made the decision to go ahead. Some good news is that debt collection attempts made by creditors must cease as soon as you file for bankruptcy. This gives you a chance to get your life back in order somewhat. We will gather all needed documents, negotiate with the lenders and can even facilitate short sales on your behalf.
Your situation will be carefully examined by bankruptcy lawyer Matthew J. Cherney who will then direct you onto the very best road to be taken. He can help you identify if a bankruptcy alternative would best fit your situation, or if bankruptcy is the best option, he will provide personal and detailed assistance with the entire process. We will guide you completely through the proceedings. Please do not hesitate a moment longer to contact us and let us start assisting you at once!
Read our Reviews
For over 8 years, Atlanta area residents have put their trust in Cherney Law Firm. Matthew J Cherney is an experienced Atlanta Bankruptcy Attorney.
Here are just a few recent reviews:
Thank you so much for the review, Patrick. I appreciate it very much.
Thank you, Tim.
Thank you, Solei. I appreciate you taking the time to leave a review.
Thank you, Dan. I enjoyed working with you and Nancy over the last five years. You were extremely cooperative clients. I wish you both the best in the future.