Tax Debt Attorney
Helping You Rebuild Financial Freedom
Why Should You Get a Tax Debt Lawyer?
Take control of IRS debt before it escalates
If you are dealing with IRS tax debt, the situation can feel overwhelming fast. Notices arrive. Penalties grow. And the pressure does not stop.
Tax debt does not resolve on its own. Interest continues to grow. The IRS can take action through wage garnishments, bank levies, or property liens. The earlier you act, the more options you typically have.
A tax debt attorney in Marietta helps you understand your options and take action before things get worse. Whether you owe back taxes, are facing an audit, or cannot keep up with payments, the right legal strategy can make a real difference.
At Cherney Law Firm, LLC, we work with individuals and families across Marietta and the surrounding Cobb County area to resolve tax problems in a practical, structured way. With over 15 years of experience in debt relief and bankruptcy law, we focus on solutions that fit your financial reality, not just temporary fixes.
How We Can Help With Tax Debt
Tax debt problems rarely stem from a single issue. They build over time: missed filings, unpaid balances, penalties, or unexpected financial hardship.
Our role is to step in, assess your situation, and build a plan that actually works.
We start by reviewing your tax history, outstanding balances, and any IRS notices you have received. From there, we identify the most favorable path forward based on your income, assets, and long-term goals.
Depending on your situation, that may include:
- Setting up an IRS payment plan that fits your budget
- Requesting penalty abatement when circumstances justify relief
- Filing missing or corrected tax returns to bring you into compliance
- Stopping wage garnishments or bank levies where possible
- Pursuing an Offer in Compromise to reduce what you owe
- Evaluating bankruptcy options when tax debt overlaps with other financial issues
IRS rules are complex, and mistakes can cost you time and money. Without guidance, many people agree to payment terms they cannot sustain or miss opportunities for relief entirely.
Our goal is to move you from uncertainty to a clear, manageable plan.
Why Choose Cherney Law Firm, LLC
Tax debt problems require more than surface-level guidance. You need a lawyer who understands how debt actually works across different systems. That is, IRS collections, repayment plans, and bankruptcy relief.
At Cherney Law Firm, LLC, that experience comes from years of focused work in consumer debt relief. Attorney Matthew J. Cherney began his career representing clients in large bankruptcy firms in Chicago, where he handled a wide range of financial cases.
After moving to Georgia in 2008 and gaining experience in both high-volume and mid-size firms, he founded his own practice in 2012 to provide more personalized, client-focused representation.
This background matters. It means your case is approached with a clear understanding of how creditors, agencies, and legal systems operate, and how to build a strategy that works within those realities.
Direct, One-on-One Guidance From Start to Finish
Many firms pass clients between staff members. That is not how we operate.
When you work with us, you work directly with Attorney Matthew Cherney throughout your case. From your first consultation to the final resolution, your situation is handled with consistent attention and oversight.
This approach allows us to:
- Fully understand your financial situation, not just the surface details
- Adjust strategy as new information arises
- Keep communication clear and consistent at every stage
Tax debt can feel overwhelming. Having one attorney who knows your case from beginning to end makes the process more manageable and far less stressful.
A Thoughtful, Strategy-First Approach to Debt Relief
Not every tax problem should lead to the same solution. In some cases, a payment plan makes sense. In others, an Offer in Compromise or even bankruptcy may be the better path.
We take the time to evaluate every available option before recommending a course of action.
That includes:
- Reviewing your full financial picture
- Identifying missed opportunities for relief
- Avoiding unnecessary or premature filings
- Building a plan that supports your long-term financial stability
Our goal is not just to resolve your current tax issue, but to help you avoid falling into the same situation again.
Proven Experience Helping Clients Reduce Financial Stress
Since beginning his legal career, Attorney Cherney has represented over 2,000 clients in debt relief matters. That experience translates into a deeper understanding of the challenges people face when dealing with tax debt, creditor pressure, and financial uncertainty.
Clients often come to us feeling stuck, unsure of what to do next, or worried they have run out of options.
We focus on:
- Turning complex problems into clear, actionable steps
- Reducing uncertainty through practical guidance
- Helping clients regain control over their finances
This is not just about resolving a legal issue. It is about improving your overall financial stability and peace of mind.
Licensed, Local, and Focused on Georgia Clients
Attorney Cherney is licensed to practice in Georgia and in the federal courts for the Northern and Middle Districts of Georgia. That local experience matters when dealing with tax issues that intersect with federal procedures and regional court systems.
We serve clients across:
- Marietta
- Cobb County
- Surrounding North Georgia communities
We understand the financial challenges individuals and families in this area face, and we tailor our approach accordingly.
Accessible Help When You Need It Most
Financial problems often make it harder to seek legal help. We recognize that.
That is why we offer:
- Free consultations to evaluate your situation
- Potential payment options, depending on your circumstances
- Clear guidance before you commit to any legal path
You should not have to delay getting help simply because of cost concerns.
A Firm Focused on Real Solutions, Not Just Quick Fixes
At Cherney Law Firm, LLC, we approach every case with the same goal: finding a real, sustainable solution.
Whether that means negotiating with the IRS, building a repayment plan, or exploring bankruptcy options, we take the time to do it right.
You are not just another case file. You are someone looking for a way forward. We are here to help you find it.
What to Expect When Working With a Tax Debt Attorney
Resolving tax debt is not a single step. It is a process that unfolds over time, often involving multiple filings, negotiations, and financial disclosures. Understanding what happens at each stage can help you feel more in control and avoid costly mistakes along the way.
Here is how the process typically works.
Step 1: Initial Review and Financial Assessment
Everything starts with a clear understanding of your situation.
We begin by reviewing your tax history, IRS notices, income, assets, and outstanding liabilities. At this stage, our team focuses on identifying key issues, such as unfiled returns, inaccurate balances, or enforcement actions already in motion.
This early assessment allows us to:
- Determine whether your case involves simple repayment or more complex relief options
- Identify urgent risks like wage garnishment or bank levies
- Clarify what the IRS already knows versus what still needs to be addressed
By the end of this step, you will have a clearer picture of where you stand and what paths may be available.
Step 2: Bringing Your Tax File Into Compliance
Before any meaningful resolution can happen, your filings must be up to date.
If you have missing or incomplete tax returns, we work with you to prepare and submit them properly. This step is critical because the IRS will not approve most relief programs until your account is compliant.
During this phase, we help:
- Organize financial records and prior-year documents
- Review filings for accuracy and missed deductions
- Ensure submissions align with IRS expectations
This is often where many individuals feel stuck. Having structured guidance here prevents delays and strengthens your position moving forward.
Step 3: Strategy Development Based on Your Financial Reality
Once your records are complete, the focus shifts to choosing the right solution.
There is no one-size-fits-all answer to tax debt. Some cases are best resolved through installment agreements, while others may qualify for penalty relief, Currently Not Collectible status, or an Offer in Compromise.
We evaluate:
- Your income and monthly expenses
- The equity in your assets
- The total amount owed and how long it has been outstanding
From there, we build a strategy that balances immediate relief with long-term stability. You will know why a particular approach is recommended and what outcome it is meant to achieve.
Step 4: Communication and Negotiation With the IRS
Once a strategy is in place, the process moves into active resolution.
We step in to handle communication with the IRS on your behalf. This includes submitting applications, responding to requests for additional documentation, and negotiating terms that reflect your financial situation.
At this stage, our role helps:
- Reduce the risk of errors or missed deadlines
- Prevent statements that could harm your case
- Ensure your financial disclosures are presented clearly and accurately
If enforcement actions, such as levies or garnishments, are in play, we also take steps to address them as part of the broader resolution strategy.
Step 5: Resolution and Ongoing Financial Stability
The final stage is reaching a resolution that allows you to move forward.
Depending on your case, this may involve:
- A structured payment plan
- A negotiated settlement for less than the full amount
- Temporary suspension of collection efforts
- Partial or full relief through bankruptcy
Once an outcome is reached, we continue to guide you on what comes next. That may include staying compliant with payment terms, avoiding future penalties, or adjusting your financial approach to prevent new issues.
What This Means for You
At each stage, the goal is the same: to replace uncertainty with a clear, workable plan.
Tax debt cases often feel overwhelming because of how many moving parts are involved. With the right structure and guidance, those moving parts become manageable.
You do not have to figure out the process on your own. With a defined path and consistent support, resolving tax debt becomes a step-by-step process rather than an ongoing source of stress.
Take the First Step Toward Tax Relief
Tax debt can affect every part of your life, including your income, your credit, and your peace of mind. But there are options available.
At Cherney Law Firm, LLC, we work with clients across Marietta and Cobb County to create clear, practical solutions to IRS problems.
If you are dealing with tax debt, do not wait for the situation to escalate. The earlier you act, the more flexibility you may have.
Schedule a consultation today to review your situation and understand your options.
Frequently Asked Questions
Common options include installment agreements, Offers in Compromise, and Currently Not Collectible status. Eligibility depends on your income, assets, and filing history.