Tax Debt Attorney

    Tax Debt Attorney in Georgia

    Helping You Rebuild Financial Freedom

    Working with a Georgia Tax Debt Lawyer You Can Trust

    Last updated: October 16, 2026

    If you are dealing with IRS tax debt, the situation can soon spiral out of control. Notices arrive, penalties grow, and the pressure does not stop. Tax debt rarely resolves on its own; interest typically continues to accumulate, and the IRS may take action through wage garnishments, bank levies, or property liens. But you may have more options than you realize.

    At Cherney Law Firm, we help individuals and businesses in Marietta and across Georgia explore realistic paths to tax debt relief, including bankruptcy solutions that may reduce or restructure what you owe. The earlier you act, the more options you generally have.

    We can help you understand your options and take meaningful steps before things get worse. Whether you owe back taxes, are facing an audit, or cannot keep up with payments, the right legal strategy can make a real difference.

    At Cherney Law Firm, LLC, we work with individuals and families across Marietta and the surrounding Cobb County area to resolve tax problems in a practical, structured way. With over 15 years of experience in debt relief and bankruptcy law, we focus on solutions that fit your financial reality, not just temporary fixes.

    How We Can Help With Tax Debt

    Tax debt problems rarely stem from a single issue. They typically build over time through missed filings, unpaid balances, penalties, or unexpected financial hardship. Our role is to step in, assess your situation, and build a plan that actually works.

    We start by reviewing your tax history, outstanding balances, and any IRS notices you have received.

    From there, we identify the most favorable path forward based on your income, assets, and long-term goals.

     Depending on your situation, that may include:

    IRS rules are complex, and mistakes can cost you time and money. Without guidance, many people agree to payment terms they cannot sustain or entirely miss opportunities for relief. Our goal is to move you from uncertainty to a clear, manageable plan.

    Why Choose Cherney Law Firm, LLC

    Tax debt problems require more than surface-level guidance; you need a lawyer who understands how debt works across different systems, including IRS collections, repayment plans, and bankruptcy relief.

    At Cherney Law Firm, LLC, that experience comes from years of focused work in consumer debt relief:

    Over 15 Years Focused on Bankruptcy and Debt Experience

    Attorney Matthew J. Cherney began his career representing clients at large bankruptcy firms in Chicago, where he handled a wide range of financial cases. After relocating to Georgia in 2008 and gaining experience at both high-volume and mid-size firms, he founded his own practice in 2012 to provide more personalized, client-focused representation.

    That background means your case is approached with a clear understanding of how creditors, agencies, and legal systems operate, and how to build a strategy that works within those realities.

    Direct, One-on-One Guidance From Start to Finish

    Many firms pass clients between staff members; that is not how we operate. When you work with us, you work directly with Attorney Matthew Cherney throughout your case, from your first consultation to the final resolution.

    This approach allows us to fully understand your financial situation, not just the surface details, and adjust strategy as new information arises.

    A Thoughtful, Strategy-First Approach to Debt Relief

    Not every tax problem calls for the same solution. In some cases, a payment plan makes sense; in others, an Offer in Compromise or bankruptcy may be the better path. We take the time to evaluate every available option before recommending a course of action.

    That includes:

    • Reviewing your full financial picture

    • Identifying missed opportunities for relief

    • Avoiding unnecessary or premature filings

    • Building a plan that supports your long-term financial stability

    Our goal is not just to resolve your current tax issue, but to help you avoid falling into the same situation again.

    Licensed, Local, and Focused on Georgia Clients

    Attorney Cherney is licensed to practice in Georgia and in the federal courts for the Northern and Middle Districts of Georgia. That local experience matters when tax issues intersect with federal procedures and regional court systems. We serve clients across Marietta, Cobb County, and surrounding North Georgia communities.

    We understand the financial challenges individuals and families in this area face, and we tailor our approach accordingly.

    What to Expect When Working With a Tax Debt Attorney

    Resolving tax debt is a process that typically unfolds over time, often involving multiple filings, negotiations, and financial disclosures. Understanding what happens at each stage can help you feel more in control and avoid costly mistakes along the way.

    Step 1: Initial Review and Financial Assessment

    Everything starts with a clear understanding of your situation.

    We begin by reviewing your tax history, IRS notices, income, assets, and outstanding liabilities. Our team focuses on identifying key issues such as unfiled returns, inaccurate balances, or enforcement actions already in motion.

    This early assessment allows us to:

    • Determine whether your case involves simple repayment or more complex relief options

    • Identify urgent risks like wage garnishment or bank levies

    • Clarify what the IRS already knows versus what still needs to be addressed

    By the end of this step, you will typically have a clearer picture of where you stand and what paths may be available.

    Step 2: Bringing Your Tax File Into Compliance

    Before any meaningful resolution can happen, your filings generally need to be up to date. If you have missing or incomplete tax returns, we work with you to prepare and submit them properly, as the IRS typically will not approve most relief programs until your account is compliant.

    During this phase, we help you organize financial records and prior-year documents and review filings for accuracy and missed deductions. Moreover, we are prepared to ensure submissions align with IRS expectations.

    Step 3: Strategy Development Based on Your Financial Reality

    Once your records are complete, the focus shifts to choosing the right solution. Tax debt has no one-size-fits-all answer. Some cases may be best resolved through installment agreements, while others may qualify for penalty relief.

    To identify the most suitable path, we evaluate:

    • Your income and monthly expenses

    • The equity in your assets

    • The total amount owed and how long it has been outstanding

    From there, we build a strategy that balances immediate relief with long-term stability, and we explain clearly why a particular approach is recommended and what it is meant to achieve.

    Step 4: Communication and Negotiation With the IRS

    Once a strategy is in place, the process moves into active resolution. We step in to handle communication with the IRS on your behalf, submitting applications, responding to requests for additional documentation, and negotiating terms that reflect your financial situation.

    At this stage, our role may help reduce the risk of errors or missed deadlines and prevent statements that could harm your case. Moreover, we can ensure your financial disclosures are presented clearly and accurately.

    If enforcement actions, such as levies or garnishments, are in place, we also address them as part of the broader resolution strategy.

    Step 5: Resolution and Ongoing Financial Stability

    The final stage is reaching a resolution that allows you to move forward. Depending on your situation, this may involve:

    • A structured payment plan

    • A negotiated settlement for less than the full amount

    • Temporary suspension of collection efforts

    • Partial or full relief through bankruptcy

    Once an outcome is reached, we continue to guide you on what comes next. That may include staying compliant with payment terms, avoiding future penalties, or adjusting your financial approach to help prevent new issues.

    Take the First Step Toward Tax Relief

    Tax debt can affect every part of your life: your income, your credit, and your peace of mind. The good news is that options are available, and acting early typically gives you more flexibility in resolving the problem. At Cherney Law Firm, LLC, we work with clients across Marietta and Cobb County to build clear, practical solutions to IRS issues.

    If your tax debt is growing, reaching out sooner rather than later may make a real difference.

    Contact us today and schedule a free initial consultation.

    Frequently Asked Questions

    Common options generally include installment agreements, Offers in Compromise, and Currently Not Collectible status. Eligibility typically depends on your income, assets, and filing history.