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What to Expect from a Debt Perspective (Post-COVID)
As a bankruptcy attorney, I understand the fear and anxiety people face regarding their finances.When you couple finances with the daily fear and anxiety the world has faced over the last ten months, some days may seem impossible. When people are most concerned about...
The State Of Georgia Bankruptcy Exemptions
Filing for bankruptcy is a decision that takes time to consider. Many factors are involved, and many people who are thinking of filing for bankruptcy are understandably worried about losing their assets. As is standard with any legal matter, reviewing Georgia's...
Georgia Eviction Ban Set to Expire
What is the Georgia Eviction Moratorium?The Eviction Moratorium is a ban on evictions in the state of Georgia to give relief to renters during the Covid-19 pandemic. As most people know, the mortarium on evictions was extended to December 31, 2020. If you a...
File For Bankruptcy From The Safety Of Your Home
The Covid-19 pandemic has brought a lot of difficult times on people around the world. However, one side benefit that it has brought has been the ability to handle processes online that have not been viable before. You can now file for bankruptcy without ever leaving...
How Do I Protect My Tax Refund
Tax returns are an important source of income and are relied on by many, especially during lean financial times. If you're counting on your tax return to cover an unexpected expense, bills, or to pay a specific debt, you want to make sure it's protected. The bank is...
What is Forcing So Many More American Seniors into Bankruptcy?
In his 1931 book called Epic of America, author James Truslow Adams introduced the term “the American Dream.” He defined it as: “that dream of a land in which life should be better and richer for everyone, with opportunity for each according to ability or...
Vehicle Repossession Case Examples
Actual clients that Cherney Law Firm has helped In one of my cases, a single mother of four, Latoya, called me in tears because her car was repossessed in the middle of the night. In Georgia, public transportation is extremely limited, and reliable transportation is...
A Quick Overview of the Bankruptcy Process
Before you file for bankruptcy, you probably have some questions about the process. There are many laws and guidelines you need to follow, but there is still a basic format for filing. In this article, we will cover the steps of the bankruptcy process to give you a...
The Power of The Automatic Stay
One of the most important aspects of bankruptcy filing is the automatic stay. We will explore how the automatic stay works for you, as well as the creditors’ option to submit a motion for relief from stay. How Does the Automatic Stay Work? As soon as you file for...
Complete Guide to the Statute of Limitations on Debt in GA
The statute of limitations on debt in Georgia is the legal time limit on how long a creditor has to pursue action on a debt. Learn more in this comprehensive overview. What Is the Statute of Limitations on Debt in GA? If you are a resident of Georgia,...